According to the National Safety Council, an accident is an occurrence in a sequence of events that produces which outcomes?

• A. Financial loss
• B. Unintended injury, ill health, or property damage
• C. Legal liability
• D. Product failure

Answer: (B)

According to the National Safety Council, an accident is an unplanned event in a sequence of events that results in unintended injury, ill health, or property damage. This focuses on the tangible harms safety programs are designed to prevent, namely harm to people and damage to assets. Financial loss, legal liability, or product failure can occur alongside an accident, but they are not the direct outcomes the NSC defines as the result of the event. If there’s no injury, illness, or property damage, the incident is typically considered a near miss rather than an accident.